Join Barry Sacks, a tax lawyer specializing in retirement plans as he discusses:
- Cash flow sustainability
- Improving cash flow availability by refinancing a conventional mortgage
- Providing liquidity for division of assets in divorce
- Tax management*
In past decades Barry has helped a great many clients maximize the accumulation of deductible contributions in their retirement plans. Most recently, he has focused on optimizing the decumulation from these plans.
This optimization is accomplished by the use of reverse mortgage credit lines to offset adverse sequences of returns in the securities
portfolios; the research on this optimization has been published in the Journal of Financial Planning. In addition he has studied and written about other uses of reverse mortgage loans, and about recovering the income tax deduction on the interest that is paid on reverse mortgage loans*.
*This does not constitute tax advice. Your clients should consult a tax advisor regarding their specific situation.
